Credit Risk Analyst

About the Role

The Business Partner collaborates with finance, accounting, business operations, and senior management across the region and multiple ERP systems to manage credit limits and approve the release of credit‑blocked orders. This role ensures that the entire credit portfolio complies with internal controls, Sarbanes‑Oxley, and audit requirements, and that customer master data related to credit management remains accurate and up‑to‑date. Creditworthiness of new and existing customers is evaluated using third‑party agencies, and risk recommendations are provided to management based on financial data and annual reviews. Complex cases are escalated to senior Credit Risk Team staff, and appropriate actions are coordinated with relevant stakeholders, including negotiation of risk‑mitigation solutions. The position supports standard Credit Management KPIs—such as Past Due, Collection Efficiency, and DSO—and ensures the integrity of customer payment terms, driving standardization across divisions where needed. Periodic and ad‑hoc reporting responsibilities are also part of the role. • Manage credit limits and release credit‑blocked orders across regions and ERP systems. • Ensure credit portfolio compliance with internal controls, Sarbanes‑Oxley, and audit standards. • Perform creditworthiness checks using third‑party agencies and provide risk recommendations. • Escalate complex cases to senior Credit Risk Team and negotiate mitigation solutions. • Support Credit Management KPIs (Past Due, Collection Efficiency, DSO) with collection teams. • Maintain accurate customer master data and standardize payment terms across divisions. • Produce periodic and ad‑hoc credit reports.

Key Responsibilities

• ▸credit limits
• ▸erp systems
• ▸risk assessment
• ▸kpi tracking
• ▸data reporting
• ▸master data

What You Bring

Candidates must have at least a high school diploma or GED, a minimum of two years’ experience in a multinational finance, credit, or collections role, and be located within a 50‑mile radius of Moon Township, OH (active‑duty military candidates are exempt). No relocation assistance is provided, and the role requires the ability to work in the United States without corporate sponsorship now or in the future. Key criteria include a solid analytical understanding of corporate credit risk (or willingness to learn), knowledge of the Order‑to‑Cash process, strong multitasking and decision‑making abilities, a proven record of meeting targets, customer focus, clear communication, and teamwork. The company is an equal opportunity employer, adhering to fair‑chance ordinances and offering reasonable accommodations for disabilities; benefits vary based on location, hire date, and collective bargaining agreements. • Minimum high school diploma/GED; at least 2 years in multinational finance/credit/collections. • Residency within 50 miles of Moon Township, OH required (military exemption applies); no sponsorship. • Demonstrated analytical credit risk understanding, Order‑to‑Cash knowledge, multitasking, and decision‑making skills. • Proven record of meeting/exceeding goals, strong customer focus, and clear communication.

Requirements

• ▸high school
• ▸2 years
• ▸credit risk
• ▸order‑to‑cash
• ▸customer focus
• ▸decision‑making

Work Environment

Office Full-Time